Our Trusted Professionals Will Handle Everything!
the Destination
Now that you’ve sold your home, where are you going? Florida? The Carolina’s? Texas? And once you’ve decided on a state, do you want to live by the water? In the mountains? A house? Condo? A gated community? And then what city or town? There are so many options!
Unless you are moving to an area you already know well, it’s typically advisable to spend time in that locale and explore before you decide to purchase. Renting a place for six months or one year might be a good idea!
You might be thinking, “Where should I rent? What areas should I explore? Who is going to advise me?”
Don’t worry. We’ve got you covered here as well.
With our ongoing consultations and hand-holding, we will help you formulate a plan. Based upon your needs and desires, together we will narrow down the regions, then neighborhoods, and then ultimately introduce you to a real estate salesperson in that area. And of course, those agents must pass the same rigorous screening process as our New York agents before we approve them to work with you.
CHOOSING THE RIGHT ATTORNEY
Practicing law is like practicing medicine. Just as doctors have specialties, so do attorneys! You wouldn’t want your podiatrist removing your gall bladder or your internist performing heart surgery, would you? Of course not! The same holds true for attorneys practicing law. You’ve heard the saying, “Jack of all traits, but master of none?” While the attorney who prepared your Will or handled your divorce could likely put together a contract of purchase, it’s likely that attorney will miss important details that could cost you thousands.
When buying your home, you want the most competent and qualified attorney to handle your transaction. You want an attorney who specializes in real estate. Over decades of working with thousands of attorneys on real estate transactions, we’ve seen the good, the bad, and the downright ugly. Our rigorous selection process ensures the Real Estate Attorneys we recommend meet our standards for competence, communication, will deliver a smooth transaction, and truly have your best interests at heart.
DO YOU NEED A MORTGAGE?
It’s possible you might need a mortgage. Or, with the proceeds from your sale in New York, perhaps you could purchase your new home all-cash. But, should you?
From an emotional perspective, owning your new home outright would feel wonderful! However, is dumping all of your proceeds into the equity of a new home the best use of your money? This is where we bring your Financial Advisor into the conversation.
Perhaps the proceeds from your sale equate to a large down payment. Yet you still will need a mortgage.
Are you concerned that your limited income or budget may make affording a new home impossible?
Did you know that for seniors 62 and older, it might be possible to purchase your new home with just your down payment, and NOT have a mortgage payment?[1]
You’ve seen the advertisements claiming how easy it is. If it was truly that simple, why do the ‘Big Box’ lenders receive volumes of complaints every year? Why do their borrowers report overall poor experiences? Why do their borrowers complain about loan officers disappearing, phone calls not being returned, and fees being different than originally quoted?
There are dozens of banks out there happy to “sell” you a mortgage, while providing a stressful loan process and a disappointing experience. This Is Not For You.
When you utilize the premier mortgage lenders and companies we recommend, your journey will continue seamlessly towards its fruition. These licensed and trusted mortgage advisors will guide you through the mortgage process, answering questions, addressing concerns, and ensure your mortgage is approved and closed smoothly and efficiently.
[1] Subject to qualifications. Limitations apply.